As a graduate of The Ohio State University, I began working as an Assistant Manager in a Woolworth store in 1986. After spending 19 years in retail management, I decided to change my life. I transitioned into the Financial Services industry. I currently work as a Financial Planner with my own firm in Rocky River, Ohio. Along the way I managed to collect 4 children and two ex-wives. My political views started out on the left, but as time went on, and I realized that consequences mattered, I gradually became more conservative. On another note, as I am brand spanking new to this blogging thing, please feel free to leave comments as to how I can improve in any comment thread. Thank you for your help.